In 1990, Shina Peters built a house with N20 million naira; the same year Jim Ovia started Zenith Bank with the same amount.Today, you and I don't have a room in Shina's house but I have an account in Jim's bank and probably you do too.Shina's house was built in Iju Lagos and remains there till date.Jim's bank started in a corner and now has over 500 branches in Nigeria, and many international bra...